Everett, WA, Sep 02, 2026, ZEX PR WIRE — Kelby Strohm, a third-generation insurance advisor serving Everett, Washington, today announced a new set of educational initiatives and streamlined protection programs designed to help local families better understand their options for home equity protection and long-term financial security. The programs are aimed at closing a gap Strohm says he sees constantly in his practice: families who insure their homes and vehicles carefully but never stop to consider what happens to their mortgage payment if their income disappears.
The new programs combine one-on-one consultations with plain-language educational materials covering mortgage protection, funeral and final expense planning, critical illness coverage, and indexed universal life and annuity options, giving families a single, organized starting point instead of piecing information together from several different sources. Rather than leading with product recommendations, Strohm’s office now opens every new client relationship with an educational conversation focused on identifying which financial risks a household is already covering well, and which ones have been overlooked entirely.
“The biggest asset someone has is their earning power, and when that goes away, keeping the home equity intact is the next best thing you can do for your family,” said Kelby Strohm, financial planning advisor. “Most families have never had someone walk them through that idea in plain terms, so a big part of this new program is simply making sure people understand what they are protecting and why, before we ever talk about a specific policy.”
Strohm represents Farmers Insurance while maintaining access to every A- and A+-rated insurance carrier operating nationwide, which allows his office to compare options across multiple companies rather than presenting a single product as the only solution. That structure supports the new educational approach directly, since recommendations can be built around what a household actually needs rather than what a single carrier happens to offer that year.
Strohm’s background includes graduating Magna Cum Laude from the University of Washington, where he ranked in the top 0.6 percent of his class with a double major in Finance and in Leadership and Strategic Innovation, and his induction into Beta Gamma Sigma, one of the most prestigious business honor societies in the world. He also led a university consulting project with a C-suite executive at Boeing focused on expanding market share through strategic partnerships, experience he says shaped how he now approaches client education: clearly, directly, and without unnecessary jargon.
The new programs also reflect more than 81 combined years of agency ownership across three generations of Strohm’s family, a legacy he says keeps his office focused on long-term relationships rather than one-time transactions. Everett-area families who complete an initial educational consultation receive a written summary of their current coverage, any gaps identified during the conversation, and a small set of coordinated options to consider, with no obligation to purchase anything during that first meeting.
Local response to early versions of the program has encouraged Strohm to formalize it as a standing offering available to any Everett-area household, not just existing clients. The rollout includes updated materials explaining how term coverage, permanent coverage, and critical illness benefits work together, along with a straightforward final expense planning checklist designed to help families avoid unexpected costs after a death in the family. Strohm’s office is also scheduling small, in-person educational sessions for local community groups later this year, aimed at reaching households who have never sat down with a financial advisor before and may not know where to start that conversation.
The new educational programs are now available to residents throughout Everett and the surrounding Puget Sound region. Interested clients can contact Kelby Strohm using the details provided below.
About Kelby Strohm
Kelby Strohm is a third-generation insurance and financial planning advisor based in Everett, Washington, representing Farmers Insurance alongside access to additional A- and A+-rated carriers nationwide. His practice specializes in mortgage protection, equity protection, funeral and final expense planning, and indexed universal life and annuity solutions for individuals and families across the Pacific Northwest. A University of Washington graduate and Beta Gamma Sigma honoree, Strohm combines a rigorous finance background with a family legacy of insurance service spanning more than eight decades of combined agency ownership.
Contact Information
Website: https://kelbystrohm.com/
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